Loss Prevention

Claim Prevention & Helpful Hints…

Protecting your home during the winter months:

Remove any dead tree branches from trees on your property. Ice, snow and wind can cause tree limbs to break and cause damage to your home, parked automobile and pedestrians.
Keep sidewalks and steps clear of ice. Someone falling on your property could lead to injury and a possible lawsuit.
Clean gutters. Remove any leaves or debris to ensure that gutters are working properly. Ice and snow can build up in gutters that are clogged with debris.
Make sure fireplaces and wood-burning stoves are properly cleaned and maintained annually.
Before installing a wood-burning stove, check with local officials for the proper installation codes and techniques. Also contact your agent regarding new installation.
Make sure buildings are properly heated at all times.
Drain plumbing lines and turn water off to vacant or unused buildings.